Business Funding by Industry
Every industry has its own cash flow cycle. Established businesses in dozens of industries can qualify — here are some of the most common.
Restaurants
Restaurants run on thin margins and daily cash flow.
Restaurants funding →Trucking
Trucking companies front fuel, repairs, insurance and driver pay — then wait 30 to 90 days for brokers and shippers to pay invoices.
Trucking funding →Construction
Construction companies buy materials and pay crews long before progress payments arrive — and retainage can hold back 5–10% of each contract for months.
Construction funding →Medical & Dental
Medical and dental practices often wait 30 to 90 days for insurance reimbursements while payroll, rent and equipment payments are due every month.
Medical & Dental funding →Retail Stores
Retail businesses need to buy inventory months before it sells, and a big share of annual revenue often comes in a few peak weeks.
Retail Stores funding →Auto Repair Shops
Auto repair shops depend on expensive lifts, diagnostic tools and skilled technicians.
Auto Repair Shops funding →Salons & Spas
Salons, barbershops and spas thrive on appearance and client experience.
Salons & Spas funding →E-commerce
E-commerce brands need to fund inventory, ads and fulfillment before revenue comes in — and marketplace payouts can be delayed or held.
E-commerce funding →Landscaping
Landscaping companies earn most of their revenue in spring and summer, but equipment, trucks and crews must be ready before the season starts.
Landscaping funding →HVAC & Plumbing
HVAC, plumbing and electrical contractors face seasonal demand spikes, expensive equipment and parts costs that must be paid before the customer does.
HVAC & Plumbing funding →Manufacturing
Manufacturers buy raw materials, run production and ship orders long before customers pay.
Manufacturing funding →Wholesale & Distribution
Wholesalers and distributors buy in bulk and sell on credit terms, which ties up cash in inventory and receivables.
Wholesale & Distribution funding →Gyms & Fitness
Gyms and fitness studios depend on modern equipment and a great member experience.
Gyms & Fitness funding →Hotels & Hospitality
Hotels, motels and bed-and-breakfasts face seasonal occupancy, constant maintenance and brand standards that require regular upgrades.
Hotels & Hospitality funding →Don't see your industry? Most established U.S. businesses can apply. Apply or contact us to check.