Cash flow challenges every hotel or hospitality business faces
Occupancy swings
Revenue depends on travel seasons, events and local tourism.
Property improvement requirements
Franchised properties must complete required upgrades on schedule.
Ongoing maintenance
HVAC, plumbing, linens and furnishings need regular replacement.
Common uses of hotel or hospitality business funding
- Room renovations
- HVAC and maintenance repairs
- Furniture and linens
- Online booking and marketing
- Preparing for peak season
- Payroll during slow months
Why merchant cash advances fit Hotels & Hospitality
Hotels process high volumes of card payments, so funders can clearly see booking revenue and approve funding quickly.
Example: A 40-room independent hotel depositing $140,000 a month needs $70,000 to renovate 10 rooms before the summer season, increasing its nightly rates. (Illustrative example only; actual offers depend on underwriting.)
Requirements for hotel or hospitality business funding
- 12+ months in business
- About $10K+ in monthly deposits
- Last 4 months of business bank statements
- All credit scores considered
Learn more about how a merchant cash advance works or check the full requirements.
How to apply
- Complete our online application (about 5 minutes).
- Upload your last 4 months of business bank statements.
- Our funding partner reviews your application and contacts you with options — funding can happen within 24 hours of approval.
Hotels & Hospitality funding FAQs
Can seasonal hotels qualify?
Yes. Funders review several months of history and understand seasonal occupancy.
Can funding be used for required brand upgrades?
Yes. Funds can be used for renovations, furniture and other property improvements.