Cash flow challenges every landscaping company faces
Extreme seasonality
Revenue can drop sharply in winter in many regions while insurance, truck payments and storage costs continue.
Equipment costs
Mowers, trucks, trailers and skid steers are expensive and wear out quickly.
Crew ramp-up
Hiring and training seasonal workers happens before the first big invoices are paid.
Common uses of landscaping company funding
- Mowers, trucks and trailers
- Pre-season payroll and hiring
- Plants, mulch and hardscape materials
- Snow removal equipment
- Winter operating costs
- Marketing for commercial contracts
Why merchant cash advances fit Landscaping
Funders understand seasonal businesses and review revenue over several months. Applying before your busy season allows repayment to happen when revenue is highest.
Example: A landscaping company averaging $60,000 a month across the year needs $30,000 in March for two new mowers and pre-season hiring. (Illustrative example only; actual offers depend on underwriting.)
Requirements for landscaping company funding
- 12+ months in business
- About $10K+ in monthly deposits
- Last 4 months of business bank statements
- All credit scores considered
Learn more about how a merchant cash advance works or check the full requirements.
How to apply
- Complete our online application (about 5 minutes).
- Upload your last 4 months of business bank statements.
- Our funding partner reviews your application and contacts you with options — funding can happen within 24 hours of approval.
Landscaping funding FAQs
Can I apply during my slow season?
Yes. Funders look at several months of history. Applying shortly before the busy season often works best.
Can funding be used for snow removal equipment?
Yes. Adding snow removal is a common way landscapers use funding to create winter revenue.