Business Funding Resources
Plain-English guides to merchant cash advances, working capital and small business funding.
September 28, 2026
MCA Stacking Explained: Risks of Taking a Second Merchant Cash Advance
What is MCA stacking? Learn how second-position merchant cash advances work, the risks of stacking multiple advances, and safer alternatives like consolidation.
Read guide →September 28, 2026
MCA Factor Rates Explained: How to Calculate the Real Cost
What is a factor rate on a merchant cash advance? Learn how factor rates work, how to calculate total payback and daily payments, and how to compare to APR.
Read guide →September 28, 2026
Why Funders Need 4 Months of Bank Statements (and What They Look For)
Why merchant cash advance funders ask for 4 months of business bank statements, what they look for, and how to prepare your statements for faster approval.
Read guide →September 28, 2026
Merchant Cash Advance vs. Business Loan: Which Is Right for You?
Merchant cash advance vs. business loan: compare speed, cost, credit requirements, repayment and approval odds to choose the right funding for your business.
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