Cash flow challenges every medical or dental practice faces
Insurance reimbursement delays
Claim processing and denials can hold up a large share of revenue for months.
Expensive equipment
Imaging, dental chairs, lasers and software systems require significant upfront investment.
Staffing costs
Clinical and administrative staff must be paid on time regardless of when claims are paid.
Common uses of medical or dental practice funding
- Medical or dental equipment
- Covering insurance reimbursement gaps
- Office renovations or expansion
- Hiring staff
- Practice software and technology
- Marketing to attract new patients
Why merchant cash advances fit Medical & Dental
Practices usually have steady, predictable deposits from insurance and patient payments, which makes them strong candidates for fast, revenue-based funding without tying up practice assets.
Example: A dental practice depositing $150,000 a month wants to add a second hygienist chair and a digital scanner costing $60,000. An advance can fund the purchase so the new equipment starts producing revenue right away. (Illustrative example only; actual offers depend on underwriting.)
Requirements for medical or dental practice funding
- 12+ months in business
- About $10K+ in monthly deposits
- Last 4 months of business bank statements
- All credit scores considered
Learn more about how a merchant cash advance works or check the full requirements.
How to apply
- Complete our online application (about 5 minutes).
- Upload your last 4 months of business bank statements.
- Our funding partner reviews your application and contacts you with options — funding can happen within 24 hours of approval.